Self build mortgages

Ever wondered what it would be like to build your own home?

The self build process does not have to be complicated, so how does it work?

The first stage is to find a lender who will provide funding whether by stage payments in arrears or in advance, both are available.

Funding is usually provided in four stages during the build process, some lenders will provide funding on the plot and others will not!

Lenders may lend up to 95%.

Once the funding has been agreed your ready to find a suitable plot and builder, the builder will often provide an in house architect who will guide you through the options of design and planning.

The build process may take several months, this is normal.

The rewards of building your own home are very rewarding from a comfort/lifestyle aspect with the added benefit of the potential for the cost of building being a lot less than the end valuation.

For further information please use our ENQUIRY FORM.

Your home may be repossessed if you do not keep up repayments on your mortgage