Self Certification

MORTGAGES - UP TO 90% LENDING!

Fixed! (Full Details Below)

There are over 3.5 milion self employed people in the UK at this moment. This figure has been steadily increasing each year since 1999 and now self employed people represent 12% of the total UK working population. (Source Office of National Statistics)

There are also many others who are either on short term contracts such as IT Consultants, Engineers, Agency Nursing and Teaching support staff, who are on irregular incomes and paid by way of contracted time schemes.

There are also those who are paid a regular salary but rely heavily on irregular bonus and commission payments.

Many of those in these circumstances who are seeking a mortgage can meet with many barriers and as a result feel frustrated at having been turned down and turned away through outdated lending practices.

A number of lenders are now 'awakening' to the reality of the employment market in the UK and will now assess matters in a more enlightened manner realising that 'one size does not fit all'.

Mortgages which are 'self certified' have become one of the solutions to those whose income is paid in a non standard manner and have considerably helped to solve the problem of rejection when applying for a mortgage.

Self certification is available up to 90% lending subject to status.

Please simply complete the ENQUIRY FORM or contact us by phone.

The overall cost for comparison is 8.3% APR. The actual rate will depend upon your circumstances. Ask for a personalised illustration.

The Mortgage Helpline (UK) Ltd is an appointed representative of Home Of Choice Ltd which is authorised and regulated by the Financial Services Authority. Commercial Mortgages and some Buy to Let mortgages are not regulated by the Financial Services Authority. Your home may be repossessed if you do not keep up repayments on your mortgage.